How Do You Understand Opt-In And Opt-Out? Here Are Some Story Boards To Try And Help.

These have been under discussion to try and clarify the impact and meaning. Do they make it clearer?

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Opt-Out – Proposed:

The opt-out MyHR arrangements are like this: you want to make an agreement with your bank to share information with Xero. But instead, your bank, and Xero already share your data with the government, and can access it. That is, unless you actually figure out how to sign in, in which case you have full control over your data because you can:

- hide specific records from all financial services

- deny specific financial services access to all orspecific financial records  (after the records have been uploaded, and after the service has already accessed something in your record at least once),

or

-  you can put a PIN on the record that you must give to the your partners, which they remember  and use each time they access the data (though they can still share your data with the government).

(Or you can opt-out in the next few months, in which case they can't share anything until you opt-in again)

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Opt-In  - Current:

The opt-in  MyHR arrangements are like this: you want to make an agreement with your bank to share information with Xero. However, instead of making an agreement with your bank and Xero, you have to figure out how to sign into your record, and then your bank and Xero can share information with each other via the government database. But you have full control over your data because you can:

-  hide specific records from all financial services

-  deny specific financial services access toall or  specific financial records  (after the records have been uploaded, and after the service has already accessed something in your record at least once),

or

-  you can put a PIN on the record that you must give to the your partners, which they remember  and use each time they access the data (though they can still share your data with the government).

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Note: in either case, the government promises not to look at your data. Unless it really wants to.

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What do you think – do these make it clear?

David.